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Immediate credit card care service
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Displaying 80 to 90 (of 209 questions) |
Page: 9 of 21 |
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User Name:
daniel yowell |
Date:
February 20, 2007, 3:58 pm |
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i have an amazon chase credit card that is closed now. I went a little bit over the limit, but almost everything in it is fraudulent charges. Is their anyway I can take care of this problem. Maybe through the Better Business Bureua or the web site Rip-Off Reports.com? Thanks |
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Answer:
In the financial sphere special agencies keep information and reports about your credit history.Exceeded payments make your credit history worse and put some obstacles in the future. In general cases, creditors take you a penalty fee. If you are denied a credit you should apply to the bank and pay off that sum of money you are really required, and then apply to the Credit Bureau to dispute items in your credit report. If necessary, you must apply to the court. If you're denied, you have an opportunity to get an instant online approval for a secured credit card. It is the best way to re-establish your credit history which implies credit limit and demands money deposit before making online credit card application. |
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User Name:
Holly Bruce |
Date:
February 21, 2007, 3:28 am |
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Do you know what the Horizons Gold Unsecured Credit Card is and what it can be used for? Their website does not provide much information. |
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Answer:
Horizon Gold Unsecured Credit Card is one of the bad credit cards issued by MyInstantBenefits. This card will give you initial credit limit of $3000 provided that you are 18 years of age or older, a legal U.S. resident and have furnished accurate identity and application information. Horizon Gold Unsecured Credit Card is one of the guaranteed approval cards, and it won`t check your credit report. To qualify and receive immediate approval, you are required to have a verifiable open and active checking account or credit card account established in your name. Upon final processing, your new Horizon Gold Credit Card will be reported to a major credit bureau as an unsecured credit line. Upon Account activation, you will receive a Credit Card Account to spend exclusively on purchases available through the respective Website. Your Account will not work at any other website and has no value other than at the Website. Due to the lack of restrictions associated with obtaining an Account, there are nominal processing fees required for each purchase. You should receive a physical Horizon Outlet? card within four (4) weeks of your Account activation. |
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User Name:
Ron Peffer |
Date:
February 21, 2007, 5:37 pm |
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I have excellent credit but had a bankrupty 5 years ago. I am trying to get a lower rate card & am having difficulty finding the right one. |
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Answer:
If you have an excellent credit now, you seem to overcome your bankruptcy and have your credit repaired most successfully. Excellent credit score allows you to accept one of low rate credit card offers. Compare credit card applications thoroughly and you`ll be able to pick up low rate credit card, which will demand no annual fee and allow you to take part in credit card rewards program. Regard Blue American Express Credit Card, Discover Platinum Credit Card or some other credit card applications from Visa and MasterCard intended for excellent credit holders. Take into account all rewards and bonuses offered and apply online for credit card with us! |
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User Name:
Bernard Feist |
Date:
February 23, 2007, 4:39 pm |
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Calling a credit card service number seems to take 30 minutes anymore. Is their a list of those with good customer service? To me time is money |
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Answer:
Actually the purpose of our site is to provide the credit card applicants with up-to-date information and present online credit card applications for all categories of consumers. Thus, you're welcome to get all the necessary details concerning credit card applications, comparing card deals online with our assistance. Unfortunately, we aren't provided with banks' contact information, for example, the phone numbers of customers' service. Try to access the official site of your credit card issuer, usually given on the credit card back. Nowadays almost all American banks do have online banking service, which enables you to ask the question you want to bank managers. Also, you're sure to find additional phone numbers to call to customer service. |
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User Name:
Kay |
Date:
February 24, 2007, 11:46 pm |
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I am having a bad time in disputing 2 credit card late accusations. It started when I signed up with a Debt Solution Co. Because of their mistake , they refuse to own up to their mistake and now I am paying the price. How can I fix this problem. |
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Answer:
Generally speaking the purpose of our website is to inform the credit customers about up-to-date online bank credit card applications and present all required data for them to be able to compare credit cards online most effectively and choose a credit card, complying with their needs and corresponding to their credit score. What we do, is just educating the people about credit card deals affordable with respect to their credit score. Therefore it's beyond our competence to help you in disputing errors in your credit report. Still monitoring your credit report is one of the advisable strategies for keeping your credit score right, while errors found therein can lower your credit score. Thus it's recommendable to get your credit report regularly from nationwide credit bureaus. |
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User Name:
Kay |
Date:
February 24, 2007, 11:48 pm |
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What is considered good credit or fair credit |
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Answer:
Generally the exact formula of the FICO and other scoring models is a trade secret. However, Fair Isaac has identified five factors, determining your credit score and the importance given to each factor. Other scoring models include most of the same factors. However, the weight given to individual factors may vary. Thus, you credit score is affected by your payment history, amounts owed, length of credit history, new credit, and types of credit used. It's clear that the single most important factor is your record of paying your bills on time. The number of delinquent accounts and the length of time the account went unpaid also factor into the calculation. Your payment history may also include financial problems that have ended up in court such as bankruptcy or judgments entered against you. Generally the requirement for good credit is 660-749, and you're considered to have fair credit history, if your credit score is between 620 and 659. Accordingly, if your credit is good, you can afford to apply for good credit cards, and with fair credit your choice should be the most convenient credit card for fair credit, capable of improving it eventually. |
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User Name:
tamara |
Date:
February 25, 2007, 5:04 pm |
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What is the best card for someone with bad credit? (that they will actually be approved for) |
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Answer:
If your credit leaves much to be desired, you should choose appropriate bad credit card, enabling you to rebuild your credit most efficiently. Nowadays your choice seems really huge. If your purpose is to find a bad credit card with guaranteed approval, you can pick up one of guaranteed approval credit cards. Among these cards you can select the most convenient secured credit cards, for instance, Orchard bank secured card or New Millennium card. If you're looking for an unsecured credit card, regard First PREMIER credit card offers or unsecured Orchard credit card deals. |
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User Name:
lucie caron |
Date:
February 25, 2007, 7:59 pm |
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These cards are only for American citizin's. I am a Candian citizin. Do I quality for any of them? |
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Answer:
Generally speaking American banks tend to issue credit cards, assigned for legal American residents. Nonetheless we do overlook some credit card applications for Canada citizens at our web-site. Therefore you can easily regard Canadian credit cards and choose one, complying with your expectations and corresponding to your credit score. The only thing you should bear in mind is that these cards are intended for people having good-to-excellent credit score. Another option for you looks as follows. Some of American banks issue credit cards for foreigners, who want to make purchases here, in the USA. However there is again a restriction: you should have at least good credit score to be approved for a credit card of that group. |
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User Name:
CAROLYN MILLER |
Date:
February 26, 2007, 11:37 am |
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i'm trying to find a 0% balance transfer credit card for my business. does Discover offer that? |
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Answer:
If you want to apply for a business credit card with 0% balance transfer, capable of reinforcing your business, one of Discover credit cards for small business will be very convenient for you. You can either apply for Discover Business Card for Small Business or for Discover Business Card Sweepstakes. Both cards guarantee 0% balance transfer within 9 months' intro period, demand no annual fee and are fairly low APR credit cards. All you need is just to compare Discover business credit card deals and apply for credit card, meeting your demands. Also, it's recommendable to confront business credit cards from Discover to other business credit cards, for example, to Advanta credit cards. |
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User Name:
Lillie |
Date:
March 6, 2007, 6:47 am |
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I went bankrupt in 2004. I purchased an $8,000 car on credit in Aug. 2005. My credit is good on those payments.How can I get credit and Is it safe to give my ss# on line? |
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Answer:
Actually bankruptcy isn't the reason to despair, while your credit score is something that can be improved! Undoubtedly, you car loan has improved your credit score, since you'd been paying your debt regularly. Thus it would be very wise of you to get your score from nationwide credit bureaus: Experian, TransUnion, and Equifax. You can also get your score through the official online source established for this purpose. If you're aware of your credit score it's easier for you to select proper credit card application for credit card you can afford. Remember, we do our best to provide you the best online credit card applications intended for all applicants. Also, you can feel absolutely safe, entering your SSN, while filing in online card applications. If you read our privacy policy regulations, you'll see that it's the cornerstone of our strategy to secure all the data you deliver us by means of the most efficient techniques. Also, it is our rule not to give out your personal information to third parties without your preliminary permission or unless the law regulations require it. |
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