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Displaying 70 to 80 (of 225 questions) |
Page: 8 of 23 |
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Date:
April 9, 2007, 3:48 am |
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I APPLIED ON LINE FOR A CREDIT CARD AND I WANTED A NO FEE BALANCE TRANSFER, BUT I HAD PROBLEMS WITH MY COMPUTER BEFORE I COULD TYPE IN THE BALANCE TRANSFER INFORMATION AND NOW IT WON'T LET ME REAPPLY OR PUT IN THE INFORMATION. |
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Answer:
Filling in an application form for a credit card you state your personal information but not the information about credit card features. The credit card already has its features, options and terms. Not all credit cards are available for balance transfer. Unfortunately, we do not know the credit card you applied for. At our site you can find balance transfer credit cards only for people with good or excellent credit. Credit card offers from Capital One, presented at the site of our partners, are also for people with limited credit history and for customers whose credit history needs some improvement. Check if your credit card is available for balance transfer or not. If it is available and have been already submitted to the bank online you need just wait for approval. If it is not you can look through the credit card offers, mentioned above, compare their features very carefully and apply online again.
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Date:
April 10, 2007, 3:17 am |
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I heard that if your credit is checked several times within 14 days it counts as one. Is this true? |
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Answer:
Yes, it is true. There may be multiple creditors looking into your credit even though you are only looking for one credit or loan. To compensate for this, the score counts multiple inquiries in any 14-day period as just one. Also, it ignores all inquiries made within the 30 days prior to scoring. We can not offer you more detailed information because our site works to present the best credit card offers from the leading credit card issuers. Our customers can choose a credit card corresponding to their score and complying with their needs and apply for a credit card online at our site. |
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Date:
April 11, 2007, 2:01 am |
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I would like to apply for a discover credit card and have a balance transfer made to another account.
The "fine print" says: "There is no balance transfer transaction fee,if you make a balance transfer with this application", but I do not see a spot to indicate the balance transfer on the application. |
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Answer:
You see, at our site we present the alluring credit card offers from the leading banks and credit card companies. Credit card features and terms have been already established by their issuers. We just place them at our website. When you apply for a credit card online and fill in an application form you need to state only your personal information, not the information about credit card. Therefore, there are no spots in the application form to indicate the data of your credit card. For more detailed information, concerning balance transfer of your card, turn to the credit company directly. |
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Date:
April 12, 2007, 1:17 am |
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what if I want my card sent somewhere other than my home address? will that keep me from getting instant approval? I need to do this for work and travel reasons. |
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Answer:
When you make a credit card application for instant approval, you fill in the form similar for any online credit card applications. In your case if your place is situated in the US (we present credit cards for the US residents) you need just state it address in the application and wait for the answer from the bank. It can be sent in 60 seconds or more. In several days your card will be delivered to the place of your situation. Applying for credit card with instant approval you'll be able to use your card the same day. At our site we present instant approval credit cards for bad and fair credit and good or excellent credit. You can look through these offers, compare them and make your choice corresponding to your credit score and complying with your needs. |
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Date:
April 15, 2007, 11:34 pm |
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I have a $50,000 equity line with a 16% intrest rate on a investment property. I'm trying to do somthing about it because my payment is $450 only intrest. I'm thinking about getting a equity line on my home. They offer me 8.25% on $50,000 and my payment would by $345. I'm also thinking about applying for 2 or 3 credit cards at the same time with a low interest rate or o% for 12 months, so I could have to take less money out of my equity line. I applied for 2 credit card 7 month ago and they were denied to me. My credit score is around 700. How would applying at the same time affect my credit score? How should I go about this? |
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Answer:
The matter is that denials can damage your credit score. Before applying for a credit card again turn to one of the credit bureaus to check your credit report and your credit score. Any errors on your credit report will make your credit score lower. Negative errors include delinquencies reported for accounts that are current, improper claim that payments were late, unauthorized charges on account, identity theft, etc. The more open accounts you have, the lower your score is, because it is assumed, that you could charge on your open account at anytime. Therefore, the account is viewed as debt you could possibly incur at any moment. At our site we present credit cards for bad credit, fair credit cards, good or excellent credit cards. You need to choose the section of credit card offers corresponding to your credit score, compare credit card features and apply for the credit card online. |
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Date:
April 15, 2007, 11:35 pm |
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How do I get into my account |
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Answer:
If you want to get into your credit card account you can do it via Internet. At first you need to contact your bank and tell its representatives that you wish to have an access to online banking. They will give you a special code. Then you should go to the official site of the bank and find the link "Online Banking" (or something like this). You have to register and state your personal information. As soon as you enter it, you will see all of your transactions, account activity, your balances and bill data. If you have some difficulties with it you can turn to the bank directly or just call the customer service and clear up these moments. |
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Date:
April 16, 2007, 1:15 am |
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Will companies such as American Express transfer a balance from one of their higher rate credit cards to one of their lower ones? |
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Answer:
As far as we know, American Express offers such an opportunity to its clients. And you can transfer your balance to another credit card with a lower rate. Unfortunately, it is not clear from your inquiry what credit card you possess; therefore we can not offer you the exact card with a lower rate. At our site we present the best credit card offers from American Express. You need to look through the credit cards, compare their rates and other features and choose the card with a lower interest rate that complies with your needs and is available for balance transfer. |
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Date:
April 19, 2007, 5:17 am |
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I filed for bankruptcy (Chapter7)want a credit card to rebuild credit. how I can start over Thank you |
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Answer:
The record that you filed for bankruptcy does stay on your credit report for seven to ten years. Now you need to reestablish your credit. One of the ways to do so is via secured credit cards. When you apply for secured credit card you put up an amount of money (as little as $200) in an account to guarantee your payment to a bank. Usually, the credit limit is equal to the security. We offer you to consider secured credit cards and find some tips how to start over at our site. Compare features and terms of the secured credit cards and choose the card complying with your needs. At our site you can apply for the credit card online. |
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Date:
April 19, 2007, 11:27 am |
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I currently have chase, citi bank, discover, bank of ameerica plus other cards. My credit history is excellent. I would like to put as much as possible onto a credit card with a 0 percent interest on balance transfers that keep that rate for at least a year. Which one should I go to, and what would my limit of transfer me. I don't want a refusal on my credit rating. |
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Answer:
Balance transfer cards are good for relocating your high-interest credit card debt into one card with lower rate. It will save you a lot of money. At our site you can find a card with 0% introductory APR for balance transfers for 6 to 12 months. Transfer balance from other cards to the new card and for 12 months from the date your account is opened, you won't pay any interest on the money you move. If you have no less than fair credit, you have an opportunity to become a happy holder of such a card. See the terms and conditions for each offer, choose the card, meeting your requirements, and insert the credit card application. |
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Date:
April 20, 2007, 10:33 am |
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I have an plapinum credit card. I would like to put some in my account,how do Ido this? |
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Answer:
Putting money in your account can be done online (in case your card implies such a function as online bill payment) or by mail. If you want to pay off online, you should enter the official site of the bank and get registered there. You'll be transferred to your personal page. Here you'll find all the data about your accounts as well as other personal information. In case you have any problems with your credit card bills, contact your bank customer service (or bank itself) and clear out the details there. |
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