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Immediate credit card care service
Answering your questions is our job and we love it! |
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Probably the answer to your question is already in our databank.
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Note: Please do not include any private financial information such as your SSN#, credit or debit account numbers when you submit a question.
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Displaying 60 to 70 (of 224 questions) |
Page: 7 of 23 |
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User Name:
pieter |
Date:
January 20, 2007, 2:09 am |
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pre paid cridit card |
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Answer:
Actually, pre-paid cards have nothing to do with credit cards, as you pre-pay money to be deposited on your account, after which you will be able to use it. In some cases, though, it is possible to ask the bank to open a credit line on this card, but it's not a common practice.
If you probably meant secured credit cards (some people see no difference between them), you can look at them at the special section of our site. THe amount of credit available with secured credit cards is determined by the amount of bank account you have previously deposited in this bank.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Danielle |
Date:
January 23, 2007, 4:06 am |
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I am paying off my debt each month. Overtime my debt has declined but it is still considered high. I currently rec'v many offers for credit card (purchasing) but none for balance transfers... which is what I need. - I need a balance transfer credit card for people with fair credit. I've been rejected from a few already, Can you recommend one? |
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Answer:
There are balance transfer credit cards for fair credit, provided by Capital One bank. The terms and charges of these cards are like those of other fair credit cards, but they also provide balance transfer service. If you agree to make a balance transfer with a 15% APR, you can apply for any of the Capital One credit cards. If your current APR is almost the same, there is no need to do that, as balance transfer decrease your credit a bit.
Before submitting your application, read terms and conditions of the chosen credit card attentively, as some features may have been changed by the bank.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Bernard Samuel |
Date:
January 25, 2007, 10:30 am |
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I need to establish redit, are there any cards out there with minimal fees. |
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Answer:
If you have no credit and want to establish one, you should be ready to the fact that the first credit card of yours will be far from beneficial. When the bank gives a credit card to the customer, it needs to cover the credit related risks. As you have no credit history, the bank can do nothing but charge high fees and APR. As you build your credit, the fees and charges of your credit cards will be lower and lower, gradually.
So, to make the first step, you should apply for a secured credit card, that requires a deposit to be made in the bank issuer of the credit card. The deposit will determine the credit limit, so you will use the credit card, pay the fees, but the deposit will secure your credit.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Renata |
Date:
January 27, 2007, 4:53 am |
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What do you know about the company Rate Relief Solution (location Vancouver, BC, Canada)? This company is suppose to be able to reduce your credit card rates for a cost of $398. Is this company for real or is this a scam? |
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Answer:
First of all, we do not possess or provide any information on debt consolidation companies. There different companies of this type, but once you turn to these people you should be sure your credit score will be lowered due to this negative record and they will charge money for their services. Debt assistance or consolidation services are usually required when you can't in any way pay off your credit bills, thus being about to be taken to court.
Think over your credit situation, make calculations and figure out how much you will have to spend to pay everything off. To solve your credit problems, you should probably tighten your belt and clear your debts instead of spending extra money to obtain undesired problems in future.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
charlene lara |
Date:
January 30, 2007, 3:59 pm |
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which credit card is best for rebuilding credit ? |
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Answer:
Generally, the best credit card for your credit is the one that can't damage it - that is, the best card to boost your credit is a credit card for your credit score. After you receive your credit report and learn your credit history and score, you should look through the credit cards for your credit and choose the one you like best of all.
Since you want to rebuild your credit, you probably have bad credit history, so you are welcome to get acquainted with our bad credit cards and apply online for one of them.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
jamie jinkins |
Date:
January 31, 2007, 4:33 am |
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could you send me an appplicationmy address is 15** cottenwood poteau oklahoma74*** |
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Answer:
Actually the purpose of our site is to inform the credit customers about up-to-date online bank credit card applications and present all required data for them to be able to compare credit cards online most effectively and choose a credit card, complying with their needs and corresponding to their credit score.
Therefore it is beyond our competence to send credit card applications to consumers. What we do, is just educating the people about credit card deals affordable with respect to their credit score. Therefore if you’d like to apply for a credit card, you should access our site or any other you like, study credit card applications thoroughly and fill in online credit card application provided that you know exactly, what your credit score is, to apply for a card you’re likely to get. |
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User Name:
Hanley Albrecht |
Date:
January 31, 2007, 4:36 am |
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Would like to pay off all my credit cards and overdraft facility to consolidate debts. What card and or option can you recommend? |
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Answer:
If you’re not sure about your credit score, the first reasonable step you should take is to obtain your credit score from one of the national credit bureaus: Experian, TransUnion, and Equifax. You can also get your score through the official online source established for this purpose. If you’re aware of your credit score it’s easier for you to select proper credit card application.
To consolidate your credit card debts you should apply for one of balance transfer credit cards, mostly intended for people, having good and excellent credit score. In case your credit score is positive, compare balance transfer credit card applications elaborately and apply for the most convenient credit card.
If your credit is fair, you can try one of Capital One credit cards with balance transfer option, for instance, Capital One Platinum credit card. Apply for a credit card affordable and strengthen your credit score! |
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User Name:
gary schauer |
Date:
January 31, 2007, 4:40 am |
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I would like to transfer a a balance of $26,000 How do I find out my credit limit on a new card? |
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Answer:
Generally, the credit limit of the credit card you want to obtain depends on your credit score, which is calculated taking into account your payment history, amounts owed, length of credit history, new credit, and types of credit used. It's clear that the most important factor is your record of paying your bills on time. Therefore the first thing you’re recommended to do, before you apply online for one of balance transfer credit cards, needed for balance transfer operation, is to get your credit score from nationwide credit bureaus: Experian, TransUnion, and Equifax. Also, you can order your credit score through the official online source established for this purpose.
If your credit score is good-to-excellent you can afford applying for the best credit cards, which will provide credit limit desired. |
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User Name:
rosalia julian |
Date:
February 1, 2007, 8:38 pm |
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I dont have a social security card I only have a tax ID to pay taxes can I aply for acredit card |
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Answer:
The matter is that you can't apply or be approved for a credit card without having social security number. If you are permanent resident of the USA or a citizen, you are supposed to have ssn, but if you don't, apply for it online or in any other way (use internet search to find the contact information).
Generally, you can use your tax ID when applying for a business credit card provided your business credit history is good. It means you should have good personal credit and be accurate in payments for business credit cards for 5 years to be able to use your tax ID for applications.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Sharon L. Evans |
Date:
February 2, 2007, 4:10 am |
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Is there a card available with: 0% transfer for 12 months, low rate 6.9% approx thereafter (I have a 6.9% now) and no min finance fee with the transfer balance no annual fee |
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Answer:
The terms you want your credit card to possess look really tempting, and, consequently, demand having at least good credit score. If you credit score is good-to-excellent, feel free to compare our balance transfer credit card applications, the majority of which offer 0%APR for introductory 12 months and require no annual maintenance fee. Still, read cards' terms and conditions attentively, and you'll see that 0% APR doesn't always suppose having no fee for balance transactions. Looking for no fee balance transfer card, you can choose either Discover Platinum card or Blue American Express card with low 4.9% APR for balance transfer for life.
However you can scarcely find a credit card with ongoing 6.9% APR for balance transfers, but you can compare some of applications from Bank of America, featuring credit cards with regular 7.9% APR on balance transfer as soon as the intro period expires. |
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