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Immediate credit card care service
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Displaying 200 to 210 (of 225 questions) |
Page: 21 of 23 |
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Date:
February 18, 2008, 3:08 am |
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Once I apply and get approved can I use it the same day?
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Answer:
When you apply for a card approval can in fact take various periods of time. The quickest way is to get an instant approval that generally requires only a few minutes. On out site you can look through the several variants of cards with the instant approval from Discover, American Express, Citibank. In some cases (but no always!) you can start using the money immediately after getting an approval. If you get instant approval, bank can show you your credit card number and expiration date right away. So you will be able to shop online or by the phone with it. However you will not be able to go to the store because you won't have the card itself. Also mind that you won't be able to use your whole credit limit before your card arrives for security reasons. Finally, it must be emphasized that there are no cards that will guarantee you that. Some customers get this option, but not all, probably for security reasons. All the best, Manager of Immediate Credit Card Care Service |
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Date:
February 18, 2008, 3:08 am |
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do you have credit cards for people with fair or bad credit. |
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Answer:
Yes, we do. As a matter of fact many banks today are eager to attract new customers. That's why many of them develop special programs for people with fair or bad history. The first and the most important thing you should do before submitting an application is to request your reports from three bureaus and get to know your current scores. Mind, that the numbers may differ, and the lenders generally look at the lowest score, not at the highest one. If your lowest score amounts to 620-659 it is considered fair. In this case you can choose among the cards for fair credit. On our website you can find several variants of such cards. If the score is low (below 620) you can only apply for bad credit deals. Nowadays many banks, such as Columbus, Dakota, New Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. |
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Date:
February 18, 2008, 3:08 am |
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ihave bad credit so i am trying to make it good
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Answer:
You can improve your bad credit by applying for secured credit cards or unsecured card offers for bad credit history. Today many credit issuers offer such cards. But don't expect to get a good credit limit or perfect rates. These cards are only for establishing or rebuilding a credit. If you prove to be a responsible cardholder by paying your bills on time in about six months, you may expect to get better terms. |
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Date:
February 18, 2008, 3:08 am |
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What is the threshold for the lowest allowable credit score you will accept and how much unpaid debt |
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Answer:
You see, your question is in fact not quite correct. As a matter of fact our company does not represent any particular bank or card issuer. The only task of our website is to provide the customers useful information concerning various offers from the most reliable banks. In addition we render a service of online application for a chosen card. However we don't approve or deny the applications. It is absolutely beyond our competence. It is the bank that decides whether you qualify for this or that deal or not. Still, there are some general recommendations. If you want whether you are eligible for a card or not you should request your credit report and learn your score. If your score is less that 620 you will be only approved for bad credit deals. If it amounts to 620-659 you are eligible for fair credit cards. And if it is above 660 you can submit an application for the offers for good history. Thus, having learnt your score, turn to the appropriate category and compare the present deals. Choose one and apply for it online. |
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Date:
February 18, 2008, 3:08 am |
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I am looking for a credit card offer with no balance transfer transaction fee. my credit rating is 692. anything available? |
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Answer:
Your credit score means that you have good credit. If you are in the process of finding the best credit card, you are welcome to our site. We present balance transfer credit cards from the leading credit companies. Only some of them don’t require balance transfer fees. We recommend you to pay your attention to Blue from American Express card. This card has no annual fee and offers low 4.99% Annual Percentage Rate for the whole life of balance (until the balance will be completely paid off). It has no balance transfer fee. Also you can earn points toward incredible rewards: making purchases, attending restaurants, traveling and so on. If this credit card satisfies your requirements, you can apply online. |
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Date:
April 2, 2008, 12:15 am |
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I would like to apply online and get a quick reply for a credit card available here in southern iRELAND |
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Answer:
You can't apply for the US bank credit card if you are not a resident (at least temporal). Although, you don't necessarily have to be a citizen, but you need to have a Social Security Number. You can be a citizen, a legal alien, have work or student visa. Also, this website offers UK, Canadian and Belgium credit card deals. Unfortunately, we don't offer plastics for Southern Ireland. You can get them in the country of your residency. |
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Date:
May 23, 2008, 2:22 am |
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How Can Get Credit If No One Will Give Me A Chance T o Prove MySelf? |
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Answer:
Probably, you have been trying to apply for wrong credit cards, so you received denials each time. If you have very bad credit, you can avoid damages to your credit by means of aplying for a credit card with guaranteed approval. In your case it can be for example Orchard bank secured MasterCard, which is maintained to be a guaranteed approval credit card, so that no one will be denied. If your credit is very bad, you can prove your responsibility in the only way which is making a bank deposit as collateral. So, the credit limit provided by the secured credit card will be equal to the amount deposited as a security. Best, Manager of Immediate Credit Card Care Service |
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Date:
May 23, 2008, 2:23 am |
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What is the best card for someone with bad credit? (that they will actually be approved for) |
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Answer:
If your credit leaves much to be desired, you should choose appropriate bad credit card, enabling you to rebuild your credit most efficiently. Nowadays your choice seems really huge. If your purpose is to find a bad credit card with guaranteed approval, you can pick up one of guaranteed approval credit cards. Among these cards you can select the most convenient secured credit cards, for instance, Orchard bank secured card or New Millennium card. If you're looking for an unsecured credit card, regard First PREMIER credit card offers or unsecured Orchard credit card deals. |
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Date:
August 8, 2008, 2:05 am |
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I am 85 years old. Retired. I have never had a credit card in my life. I have always used bank check or cash in pocket. Bank balance varies from $2,000 to $10,000. Depending on current purchases.
I am advised that I should get a credit card for my own safety. What I am looking for is a card with a cash withdrawal of about $3,000 . I realize that I have no credit score and I am not interested in building one.
At my age I am just looking for safety. I have NO debts. Home , Car, everything has been paid for W/ cash. ( interest rate ) no problem. If a card like this is not available, that\'s OK.
Mr. Henry I. Rushlow |
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Answer:
Thank you for your question. Considering that you are looking just for safety and have no credit history the best option for you would be a secured credit card. To get one you will need to make a bank deposit that will serve as collateral for your credit account. This collateral is needed to show the bank that you have funds to pay your credit card bills. Your credit limit will depend on the amount of money you deposit. The bigger your deposit is the more you can withdraw from your credit card. A secured credit card can be used for all kinds of transactions, just like any other credit card. Here are the deals our experts recommend. Secured Visa® Credit Card issued by Applied Bank. This card has fixed low interest rate and a credit limit of up to $5,000. What's even more important with this card you have 0% fraud liability. That means that if there has been an unauthorized transaction from your account you won't be responsible for it. Black Diamond Visa® issued by Millennium Bank. With this card you can withdraw cash at over 740,000 ATMs. This card has extended warranty protection. You receive a $10,000 travel insurance as a bonus. In case of an emergency you can always get an emergency cash transfer. The credit limit can be up to $10,000. If you do not wish to make a bank deposit you can apply for an unsecured credit card for those with no credit history. You have good chances to be approved if you have no debts, no default payments or bankruptcies in the past 10 years and no criminal record. We recommend Standard Platinum issued by Capital One. It has no Annual fee, reasonable APR and 0% APR on purchases till December, 2008. Compare the offers and apply for the one that suits you best. |
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Date:
November 19, 2008, 4:31 am |
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i dont have any credit. which would be the best card for me? |
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Answer:
When it comes to the choice of the best card, you need to review your current financial needs. If you plan to pay off your balance in full each month, a no fee card for no credit like Capital One Standard Platinum will be a good choice for you. If you want to make sure you'll be approved for your new card, you'd better look through secured credit cards. They require a secure deposit but it's easier to get approved for these offers. |
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