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Displaying 190 to 200 (of 225 questions) |
Page: 20 of 23 |
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Date:
February 18, 2008, 3:08 am |
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my credit report score is about 658..... what type of card can i be guaranteed i do not want a 250.00 limit i need more for future purchases.... i have a card now and have paying on time...... ps i work and make good money...... please advise.......... i do not want a card that i have to pay high fees.....
my credit score is 658 what type of card can I be guaranteed without being turned down and no high service fees |
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Answer:
The credit score is crucial as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. You score is 658 that puts you into the "fair" category. You should also keep in mind, that issuers generally look at the lowest score, not at the highest one. That's why we recommend you to request the scores from all three bureaus - Experian, Equifax and Transunion. If your lowest score is 629-659 you can choose among the cards for fair credit. On our website you can find several variants of such cards from Capital One. Read the details about each card carefully and apply for the one that suits you most. |
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Date:
February 18, 2008, 3:08 am |
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American Express Platinum Required Credit Rating: Excellent / Good.
What credit score is good? 700? |
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Answer:
The credit score is crucial as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. However to avoid denials the scores have been divided into categories, to help the customers to choose the card correctly. These categories are: 0 (no credit), 350-619 (poor credit), 620-659 (fair credit), 660-749 (good credit) and 750-850 (excellent credit). So, as you can see, the good score means it amounts to no less than 660. It also must be said, that before applying for any card it would be better to learn scores from all three bureaus - Experian, Equifax and TransUnion. You see, the figures may actually differ, and the lenders generally look at the lowest one. If your lowest score is above 660 you are eligible for American Express Platinum card and welcome to apply for it online. |
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Date:
February 18, 2008, 3:08 am |
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I would like to apply for a gas card for not not so perfect credit...is there one? |
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Answer:
The gasoline card is a fine way of making purchases and earning bonus points to get free gas. According to the credit card rewards program you are able to use the bonus points you earn with the gas card at the related gas stations. Unfortunately these gasoline cards are only available for those whose score is either good or excellent. If your score is less than 660 regrettably you are not eligible for them yet. If your score is 620-659 we recommend you to apply for fair credit cards. If it is still below 620, turn to the deals for bad credit. You may compare the available offers and choose one that suits you most. |
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Date:
February 18, 2008, 3:08 am |
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I have fair credit score (697-experian) which credit card I can get? |
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Answer:
The main factor that determines which card you are eligible to get is your current credit score. Paying attention to the score is highly important, because if you apply for the card you are not qualify for you'll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. Your credit score is good (697), that's why you are actually eligible for the best credit cards. However, we would recommend you to request your score from all three credit bureaus, not only one of them. The fact is that the figures may differ, and the lenders generally look at the lowest score, not at the highest one. So, if your lowest score is below 660, you'd better choose among the cards for fair credit. If it is higher, you can apply for the good credit cards. On our web-site you can find and compare the best deals from the most famous companies - American Express, Discover, Capital One, Chase and Citibank. Read all the details concerning each card carefully, compare the deals and choose the card that suits you most. |
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Date:
February 18, 2008, 3:08 am |
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what card should i apply for if my credit score is below 550 |
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Answer:
The score is the key factor of your creditworthiness. If your score is below 550 it is regarded bad. Still there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. Finally, you can draw a co-signer, a person, who will take responsibility in case you don't pay off your bills. Nevertheless, it doesn't mean that you're not responsible for your payments: all negative information is reported to the bureau and may stay on your report for quite a long time. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. |
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Date:
February 18, 2008, 3:08 am |
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My husband and I just got married and have many credit cards, I am looking for a card that we can get together and pay off all the other ones, I don't have any idea what our credit score may even be, i think mine was around the 620 mark, do you have any ideas?
Thank you |
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Answer:
The very popular and widespread tool of consolidate the whole debt on one card is to accomplish a transfer of balance. In this case you reallocate your debt from various cards with probably high interest rates to a better one. On our website we present a number of deals from various banks that allow balance transfers. However it is extremely important that you learn you credit score for sure. You see, it is the main factor that determines your chances of being approved. Thus, we recommend you first of all to request your reports from all three bureaus - Experian, Equifax and TransUnion - and get to know your scores. It must be noticed that best balance transfer cards are only available for people with either good or excellent score (above 660). Still, even if your score is yet not high enough (it amounts to 620-659) that does not mean you can't make a transfer of balance. There are cards for people with fair credit that permit to accomplish balance transfers. Pay your attention, for instance, to the Capital One® Standard Platinum or Capital One® Platinum. These are the cards for the people who want to improve their history. They offer no introductory period with 0% APR, nevertheless the balance transfer is possible. If your lowest score is below 620 unfortunately the balance transfer deals are currently unavailable for you. |
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Date:
February 18, 2008, 3:08 am |
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i caon't open the pege for amex-apply online page please let me know how to |
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Answer:
To apply online for one of American Express credit cards you should double - click the American Express Credit Cards link at the Home page of our site and start considering online credit card applications available. Attempt to open the page several times and you`ll certainly manage to! If you tried to open the page the way we?re describing it, but still fail to do it, there are obviously some technical reasons for this fault. Check your PC settings first of all, reboot it or, if required, consult PC maintenance servicemen. |
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Date:
February 18, 2008, 3:08 am |
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I would like to get a card ,but every website I go to just show me the same banks that I already listed on the bankrupcy.How do I go about finding different banks that would be able to approve somebody like me? |
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Try to apply to Orchard bank or First Premier bank that focus on customers with bad and no credit history. |
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Date:
February 18, 2008, 3:08 am |
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what is my city card number? |
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Answer:
Unfortunately it is absolutely beyond our competence to answer your question. We don't represent any particular bank or credit company. Our web-site is aimed at providing sufficient and up-to-date information about best credit offers. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. The number of the card is usually located on its front side. If you have any questions on this number, your balance and other financial data you should contact your bank. |
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Date:
February 18, 2008, 3:08 am |
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I need a credit card, I have bad credit, well just i dont really have much. i got my first card with a credit limit of 200.oo, but I need one for up to 4000.00. Please help i want to apply but not to much, so I dont' hurt my score. Thanks. Please tell me where to go. |
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Answer:
Well, you see, the limit on the card you get mainly depends on your history, your score, your income and of course on the bank's decision. You should understand, that if your credit is bad, the risk for the bank is rather high, that's why you won't get much money. The only way to get more is to improve your history and to raise your score. If you prove to be a good credit payer, you'll be given a higher limit. Keep in mind that the limit is not a constant figure, it may change as your score changes. That's why if you want the higher limit you must use your credit lightly, pay all the bills on time and keep your score as high as possible. In this case you'll be able to apply for the best credit cards with the highest limits. |
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