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Immediate credit card care service
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Displaying 160 to 170 (of 224 questions) |
Page: 17 of 23 |
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User Name:
brad |
Date:
July 7, 2007, 7:52 pm |
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please if i have bad and no credit how can i get a chance |
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Answer:
At present credit cards are actually available for people who have bad credit history or no history at all. If you are eager to rebuild your credit or to get your first card you can do it. The most important thing is to apply only for the cards you are eligible for. A number of issuers now including Columbus, Dakota, Millennium and Orchard, offer deals for bad/no credit. On our site you are welcome to consider the page devoted to cards for bad/no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit money to guarantee your ability to pay. Such cards reduce the risk of bank that's why the lenders are usually more eager to issue them to people with very bad credit. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. |
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User Name:
Mike |
Date:
July 8, 2007, 6:08 pm |
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What credit card is out there for transfers with bad or no credit? |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit card companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Thus, balance transfer cards can be a good way to reduce debt, to save money and to increase the credit score. However the best balance transfer cards are in fact available only for those whose score is either good or excellent (above 660). It must be mentioned that there are also cards for people with fair score (620-659) that allow balance transfers. The examples are Capital One® Standard Platinum or Capital One® Platinum that are offered to the customers with limited credit. These are the cards for the people who want to improve their history. They offer no introductory period with 0% APR, but allow to transfer balances. Regrettably, at the moment we don't present balance transfer cards for bad/no credit. Thus, we recommend you to raise your current score and then apply for the favorable balance transfer deals. |
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User Name:
Jeff K Mendoza |
Date:
July 8, 2007, 11:19 pm |
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To whom it may concern,
My name is Jeff Mendoza and I just filled in an application for a new Visa credit card. Please contact me at 858-405-2395 as soon as possible. My email address is jkinetic34@hotmail.com if you are unable to contact me by phone. I was also wondering how early I would be able to get this credit card sent to me depending upon the time of my approval. Please call me at 858-405-2395 as early as possible so I may speak with a representative. I was also hoping that the credit card could be sent to a different address upon approval as opposed to the 820 West G Street San Diego, CA 92101 residence I wrote on the application since I will be on vacation for about a month on the east coast. The address I was hoping you could send it to is 545 Monroe Street Carlstadt, NJ 07072. Thank you very much for your time and patience.
Jeff Mendoza
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Answer:
Thank you for using our website for applying for one of the credit cards presented here. However you should keep in mind that we don't represent any bank or other financial institution. We don't issue any cards ourselves. Our web-site is only designed to provide sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about cards from various issuers and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. And it is absolutely out of our competence to change the address to which the card will be send. To do this you should contact the bank and try to ask its representatives to do it. Talking about the period of delivery of the card, it generally amounts to several weeks, depending on your location and on the work of the post-office. |
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User Name:
Otis |
Date:
July 16, 2007, 5:36 pm |
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What is the threshold for the lowest allowable credit score you will accept and how much unpaid debt |
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Answer:
You see, your question is in fact not quite correct. As a matter of fact our company does not represent any particular bank or card issuer. The only task of our website is to provide the customers useful information concerning various offers from the most reliable banks. In addition we render a service of online application for a chosen card. However we don't approve or deny the applications. It is absolutely beyond our competence. It is the bank that decides whether you qualify for this or that deal or not. Still, there are some general recommendations. If you want whether you are eligible for a card or not you should request your credit report and learn your score. If your score is less that 620 you will be only approved for bad credit deals. If it amounts to 620-659 you are eligible for fair credit cards. And if it is above 660 you can submit an application for the offers for good history. Thus, having learnt your score, turn to the appropriate category and compare the present deals. Choose one and apply for it online. |
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User Name:
Destiny Adgate |
Date:
July 17, 2007, 11:16 pm |
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My husband and I just got married and have many credit cards, I am looking for a card that we can get together and pay off all the other ones, I don't have any idea what our credit score may even be, i think mine was around the 620 mark, do you have any ideas?
Thank you |
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Answer:
The very popular and widespread tool of consolidate the whole debt on one card is to accomplish a transfer of balance. In this case you reallocate your debt from various cards with probably high interest rates to a better one. On our website we present a number of deals from various banks that allow balance transfers. However it is extremely important that you learn you credit score for sure. You see, it is the main factor that determines your chances of being approved. Thus, we recommend you first of all to request your reports from all three bureaus - Experian, Equifax and TransUnion - and get to know your scores. It must be noticed that best balance transfer cards are only available for people with either good or excellent score (above 660). Still, even if your score is yet not high enough (it amounts to 620-659) that does not mean you can't make a transfer of balance. There are cards for people with fair credit that permit to accomplish balance transfers. Pay your attention, for instance, to the Capital One® Standard Platinum or Capital One® Platinum. These are the cards for the people who want to improve their history. They offer no introductory period with 0% APR, nevertheless the balance transfer is possible. If your lowest score is below 620 unfortunately the balance transfer deals are currently unavailable for you. |
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User Name:
mezori |
Date:
July 19, 2007, 9:47 pm |
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I have three credit card that I want to consalidate them to one card , that is why I want to transfare that balance of the a mount of $8500 for the three of them . I am looking for 0% intrest and no balance transfer fee. let me know if u have such thing. |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. At our site you can find the best balance transfer applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover® Card offers 0% on balance transfers for 12 months and Blue from American Express® and American Express IN:NYC charge no balance transfer fees. Compare all 0% balance transfer cards options properly, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Ann burl |
Date:
July 20, 2007, 9:01 pm |
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Are there more 'BAD CREDIT - UNSECURED CREDIT CARDS than listed on your site? |
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Answer:
If you have a poor credit (below 620) and want to raise your score there are some cards you can apply for. On our site you can find the best and most favorable cards for bad credit. Today many banks, such as Columbus, Dakota, Millennium and Orchard, offer deals for bad credit. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. Consider all the information about each card, compare the present offers and choose one that suits your requirements. |
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User Name:
remus harrill |
Date:
July 23, 2007, 12:29 am |
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how can i get a unsecured credit card with a balance more than 300 dollars with bad credit history |
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Answer:
Even if your score is bad (below 620) and you want to raise it there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, Millennium and Orchard, offer deals for bad credit. On our site you are welcome to compare several deals for bad credit. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low (it depends on your income and on the bank's decision, however you'll probably get a limit of several hundred dollars); it'll increase gradually as long as you pay all the bills on time. Consider all the information about each card, compare the present offers and choose one that suits your requirements. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. |
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User Name:
DJ |
Date:
July 23, 2007, 11:08 am |
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I need to make a balance transfer to a new card and I would like to have 0% interest and 0% transfer fee, but I already have a Discover card. Can I apply for another Discover? |
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Answer:
Nowadays credit card balance transfers are a widespread tool of reallocating your debt from a high rate card to a better one. The majority of issuers offer no annual fee and 0% intro APR on balance transfers for new customers for a period from 6 to 15 months. In addition, it is also possible to consolidate debt from more than one card. On our site you can find the best balance transfer applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover® Card offers 0% on balance transfers for 12 months. Mind, however, that Discover requires a fee on balance transfers (3%). If you want no fee pay your attention to Blue from American Express® and American Express IN:NYC. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. Compare all 0% balance transfer cards options properly, fill the application and submit it online. |
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User Name:
Crystal |
Date:
July 26, 2007, 2:32 am |
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do your company know of any credit for us who are starting over that is an acutual creditcard. |
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Answer:
Credit card today is a widespread financial tool. That's why many people nowadays start building their credit history. The issuers are no doubt eager to attract new customers and offer deals for those who have no credit history yet. If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to such cards. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. |
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