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Displaying 150 to 160 (of 225 questions) |
Page: 16 of 23 |
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Date:
February 18, 2008, 3:08 am |
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What credit card is out there for transfers with bad or no credit? |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit card companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Thus, balance transfer cards can be a good way to reduce debt, to save money and to increase the credit score. However the best balance transfer cards are in fact available only for those whose score is either good or excellent (above 660). It must be mentioned that there are also cards for people with fair score (620-659) that allow balance transfers. The examples are Capital One® Standard Platinum or Capital One® Platinum that are offered to the customers with limited credit. These are the cards for the people who want to improve their history. They offer no introductory period with 0% APR, but allow to transfer balances. Regrettably, at the moment we don't present balance transfer cards for bad/no credit. Thus, we recommend you to raise your current score and then apply for the favorable balance transfer deals. |
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Date:
February 18, 2008, 3:08 am |
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Looking for a 0% APR credit card for balance transfers plus no fees to transfer balance |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. At our site you can find the best balance transfer applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Blue from American Express® and American Express IN:NYC, IN:LA and IN:CHICAGO charge no balance transfer fees. Compare all 0% balance transfer cards options properly, fill the application and submit it online. |
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Date:
February 18, 2008, 3:08 am |
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I am looking for a balance transfer card with no transfer fees. I have been to the page "Balance Transfer Cards" - and am having trouble understanding which cards fit to what I am looking for. Can you advise on reading your pages?
Thanks!! |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. On our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. If you want no transfer fees we recommend you to pay attention to Blue, IN:NYC, IN:LA and IN:CHICAGO from American Express. Compare their options properly, fill the application and submit it online. |
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Date:
February 18, 2008, 3:08 am |
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How do I find cards with no balance transfer fee? |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. On our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. Blue, IN:NYC, IN:LA and IN:CHICAGO from American Express charge no balance transfer fees. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Compare all 0% balance transfer cards options properly, fill the application and submit it online. |
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Date:
February 18, 2008, 3:08 am |
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my credit score is 630 is good or poor |
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Answer:
A credit score is a statistical summary of the information contained in a consumer's credit report. The credit score represents the answer from a mathematical formula that assigns numerical values to the information in a credit report. 630 FICO points stand for fair (average) credit history. Among banks that offer cards for this type of history are New Millennium bank, Orchard and others. |
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Date:
February 18, 2008, 3:08 am |
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what is unsecured credit cards? |
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Answer:
An unsecured credit card is a card that does not require any collateral as saving deposit. In this aspect it is opposite to the so-called secured credit card. Secured and unsecured cards generally work the same way. You can use both to pay for goods and services. However, secured credit card requires you to open and maintain a savings account as a guarantee for your ability to pay whereas an unsecured card does not. In fact most of the offers are for unsecured cards. Nowadays people with all types of credit history are eligible for unsecured cards. Which to prefer depends largely on your score. If it is excellent (750-850) or good (660-749) you are welcome to the best cards offers; if it is fair (620-659) - turn to the page devoted to the fair credit deals; even if you have bad or no credit you can apply for one of the unsecured cards. |
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Date:
February 18, 2008, 3:08 am |
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I applied to a credit card and it did not give me an answer. What do i do because i gave my ssn and i dont want that to get out. |
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Answer:
As it happens it takes various periods of time to get any response from the bank for which card you've applied. In any case the bank needs a certain period to consider your application, to check your report and to make a decision on whether you qualify for this or that card or not. Some bank offer a service of instant approval. Instant approval deals allow to get a bank's decision online in several minutes. However, if you've applied for a card that does not imply an instant approval you must be patient and wait a bit. When your application is considered the statement and the card itself arrive to you by post. It may require a few days, weeks or even more than a month depending on your location and on the work of the post-office. If don't get a response for a long time contact the bank and clear out the situation there. |
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Date:
February 18, 2008, 3:08 am |
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How can you get a credit card if you purchased a home in your name but do not have a SS# yet. |
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Answer:
As it happens different credit issuers have different requirements for applicants for one of their cards. The most important thing is that you must be a resident of the USA to get the card. Our website presents you sufficient and up-to-date information about various credit offers from the most reliable banks, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However all the deals we present require SSN to fill the application. So, you can't submit an application for a card through our service without SSN. |
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Date:
February 18, 2008, 3:08 am |
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I can't find or log onto the websites for the credit cards I have anymore. I changed computers, and now I can't log into the Premier Bankcard MC site or find the Legacy Visa website, to pay my bills. |
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Answer:
At our site we present the up-to-date and sufficient information about the best credit card offers from the famous credit card issuers. You can find fair credit card offers on our site. You can go to their official site by clicking the link "Apply" at any credit card of the bank and using supplementary links find their contact and other information. If you have some difficulties with it, just call the bank to clear up these moments. There is no Legacy Visa at our site, therefore we can not help you. You can use search engine to find it or also call the credit company. |
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Date:
February 18, 2008, 3:08 am |
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please if i have bad and no credit how can i get a chance |
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Answer:
At present credit cards are actually available for people who have bad credit history or no history at all. If you are eager to rebuild your credit or to get your first card you can do it. The most important thing is to apply only for the cards you are eligible for. A number of issuers now including Columbus, Dakota, Millennium and Orchard, offer deals for bad/no credit. On our site you are welcome to consider the page devoted to cards for bad/no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit money to guarantee your ability to pay. Such cards reduce the risk of bank that's why the lenders are usually more eager to issue them to people with very bad credit. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. |
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