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Immediate credit card care service
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Displaying 120 to 130 (of 225 questions) |
Page: 13 of 23 |
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Date:
May 31, 2007, 9:25 pm |
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I AM A BUSINESS OWNER |
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Answer:
Our website gives you an opportunity to compare business credit deals fitting your special needs and financial plans. At the moment banks present a great variety of online applications for small new businesses. Choose the best business offers, which will let you control your employees' spending, raise your bank credit limits and provide discounts and bonuses for business expenditures. Among the best online business deals, presented at our site, you can find best offers from the USA top companies and banks - Visa®, MasterCard®, American Express® and others. The best business offers introduced are bank products issued mostly for good-to-excellent score owners, requiring financial discipline and responsibility to apply for them. So, before you apply online for the best business offers, make sure your report doesn't contain bad score or no marks at all. Read the information about each business card offered, choose one that suits you most and submit an application online. All the best, Manager of Immediate Credit Card Care Service |
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Date:
June 2, 2007, 8:27 am |
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What does APR stand for ? |
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Answer:
APR is one of the key terms in the world of credit and stands for “annual percentage rate”. It is the actual cost of credit that consumers pay, expressed as a simple annual percentage. Mind, that this is not the note rate on your loan. APR is a special value created according to a government formula intended to reflect the true annual cost of borrowing, expressed as a percentage. The APR on a credit card can vary due to several things. If you have a good or excellent score, you will probably be offered a card with a low APR. However, if you are applying for your first card or have a bad credit history, your APR will be much higher. The rates may vary from a 3 percent rate to upwards of 21 percent. When you apply for a credit card you must read all the details carefully because the APR on each card can be figured differently. Some credit card companies offer a fixed interest rate, which means your APR may change, but only with a specified number of days notice. Other cards have variable interest rates which change depending on the state of rates in general. So, comparing the APRs before applying for a card is very important as it can help you to save a lot of money. All the best, Manager of Immediate Credit Card Care Service |
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Date:
June 14, 2007, 12:14 pm |
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I never had a credit card but my credit isn't really that good is it possiable for me to get a credit for 1,500to2,000 credit line? |
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Answer:
The credit limit is the maximum amount of money you may charge on your credit card. This limit is generally determined by your credit risk. It largely depends on the terms of your card and may be changed according to your credit history. So, you seen it is quite difficult to say for sure what your potential limit will be. If you prove to be a good credit payer, you'll be given a higher limit. That's why before applying for a card consider your credit report and estimate your financial state. If your score is not that good, your limit will not be very high (perhaps several hundred dollars). But keep in mind that the limit is not a constant value; it may change as your score changes. And it may not only go up, but also go considerably down. That's why if you want the higher limit you must use your credit lightly, pay all the bills on time and keep your score as high as possible. In this case you'll be able to apply for the best credit cards with the highest limits. All the best, Manager of Immediate Credit Card Care Service |
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Date:
June 17, 2007, 6:52 am |
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my credit score is 627 is there any one that would let me transfer my balances over. one card is 1200.00 ,one is 350.00 ,the other is 800.00 |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit card companies offer no annual fee and 0% APR on balance transfers for a period from 6 to 15 months. Moreover, it is also possible to consolidate balances from more than one card. The best balance transfer deals are available only for those whose score is either good or excellent. Your score does not fall into one of these categories. It amounts to 627 that means your credit is fair. Still, even if your score is yet not high enough that does not mean you can’t make a transfer of balance. There are cards for people with fair credit that permit to accomplish balance transfers. Pay your attention, for instance, to the Capital One® Standard Platinum or Capital One® Platinum. These are the cards for the people who want to improve their history. They offer no introductory period with 0% APR, nevertheless the balance transfer is possible. Read all the information concerning these cards and if they comply with your requirements apply for one of them online. All the best, Manager of Immediate Credit Card Care Service |
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Date:
June 26, 2007, 12:08 pm |
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How soon can I receive a credit card? |
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Answer:
Actually considering of your application may take various periods of time. You see, generally the bank needs some time to check your report and to make a decision whether you qualify for the chosen offer or not. However at present a lot of banks also offer to their customers the service of instant approval – that means that the decision is made immediately after you’ve submitted an application ( usually in a few minutes). On our site there are several cards with instant approval. Nowadays cards with instant approval are available for people with all types of score (however it is important that you choose the one you are eligible for, otherwise you’ll be denied). In other cases your application is considered by the bank for a longer period of time - from days to weeks. After the decision is made the bank sends you the card by post. So, it may also take some time (depending on your location, on the work of post-office, etc.) before the card itself arrives to you. All the best, Manager of Immediate Credit Card Care Service |
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Date:
July 19, 2007, 9:47 pm |
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I have three credit card that I want to consalidate them to one card , that is why I want to transfare that balance of the a mount of $8500 for the three of them . I am looking for 0% intrest and no balance transfer fee. let me know if u have such thing. |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. At our site you can find the best balance transfer applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover® Card offers 0% on balance transfers for 12 months and Blue from American Express® and American Express IN:NYC charge no balance transfer fees. Compare all 0% balance transfer cards options properly, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service |
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Date:
August 3, 2007, 11:24 pm |
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when will i get my card i applied last week |
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Answer:
After you've applied for a credit card online, you have to wait for the bank's decision. It can take various periods of time, depending on the type of the card chosen. You can be approved immediately (with instant approval cards), wait for a couple of days, a week or a month. You see, the bank needs some time to check your credit report and decide whether you qualify or not. If you're approved, a bank sends you a statement and a card itself by post. We can't tell you exactly whether you've been approved or not as it is only the bank that provides such information. You can enter the official site of the bank by clicking the link "Apply" for the card at our site. In case you don't get an answer for a long time, contact the bank and clear out the situation there. All the best, Manager of Immediate Credit Card Care Service |
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Date:
September 22, 2007, 10:02 am |
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How can I apply for a balance transfer credit card if i have bad credit |
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Answer:
Balance transfer is a widespread way to consolidate the whole debt on the one card that generally offers better terms - lower APR, 0% intro APR for balance transfers, no extra fees, etc. Thus, balance transfer cards can be a good way to reduce debt, to save money and to increase the credit score. The best balance transfer cards however are available only for people with either good or excellent credit (that is whose credit score is above 660). Still, there are cards for people with fair credit (620-659) that allow balance transfers. Turn, for instance, to the Capital One® Standard Platinum or Capital One® Platinum. These are the cards for the people who want to improve their history. They offer no introductory period with 0% APR, nevertheless the balance transfer is possible. Read all the details concerning these cards and if the satisfy your requirements apply for one of them online. If your score is below 620 regrettably you are not eligible for balance transfers yet. All the best, Manager of Immediate Credit Card Care Service |
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Date:
September 22, 2007, 10:04 am |
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i am in australia can i still get a credit card from you |
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Answer:
At the moment on our site you are welcome to compare the best credit cards for the residents of the USA as well as the cards for the UK, Canada and Belgium. We are glad to render a service of online application for official residents of these countries. Unfortunately we don't offer any cards for the residents of other countries yet. If you are not a resident of the USA, the UK, Canada or Belgium regrettably the cards we present are unavailable for you. If you are eager to get one you are welcome to turn to the local bank, choose the deal you like and submit an application there. All the best, Manager of Immediate Credit Card Care Service |
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Date:
September 26, 2007, 9:21 am |
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What credit card companies use Equifax exclusively when reviewing credit (best score is on Equifax and I want best deal) |
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Answer:
Credit bureaus are credit reporting agencies that collect information about consumers and provide it to banks and other issuers. The three major bureaus are Experian, Equifax and TransUnion. These companies form your credit report according to the data submitted to them by various issuers and lenders. As a matter of fact all issuers must report to all three bureaus, but in practice some lenders report to only one or two of them; that's why it is important to request the reports regularly and make sure that there are no mistakes or omissions. Talking about card issuers they generally request information from all three bureaus when making a decision on whether you qualify for a chosen deal or not. They look at all three scores and as a rule are guided by the lowest score, not the highest one. Thus, it is important to keep the scores equal. Applying for a card using only Equifax score is rather risky because if your other scores are lower you may be denied. All the best, Manager of Immediate Credit Card Care Service |
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