|
|
 |
Immediate credit card care service
Answering your questions is our job and we love it! |
|
 |
Probably the answer to your question is already in our databank. Please use Search before you ask a question. |
|
|
|
|
|
|
|
|
|
|
Use search form or post your question. |
|
Note: Please do not include any private financial information such as your SSN#, credit or debit account numbers when you submit a question.
By submitting a question you agree to the Terms and Conditions.
|
|
Displaying 200 to 209 (of 209 questions) |
Page: 21 of 21 |
 |
User Name:
cristiani |
Date:
November 27, 2007, 9:30 pm |
 |
my credit score is 630 is good or poor |
|
Answer:
A credit score is a statistical summary of the information contained in a consumer's credit report. The credit score represents the answer from a mathematical formula that assigns numerical values to the information in a credit report. 630 FICO points stand for fair (average) credit history. Among banks that offer cards for this type of history are Capital One, First PREMIER, Millennium, Orchard. |
|
 |
User Name:
Kim Sakowski |
Date:
December 27, 2007, 10:58 am |
 |
what does unsecured card mean |
|
Answer:
Unsecured cards are credit cards that are not secured by the deposit. Customers qualify based on credit history, financial strength and earnings potential, compared to secured cards, which need collateral for approval. The amount of security deposit usually determines the credit limit for a secured card. These cards are designed for people with no or poor credit who are trying to build their credit history. |
|
 |
User Name:
APRIL |
Date:
January 1, 2008, 2:46 pm |
 |
Which balance transfer credit card should I apply for? |
|
Answer:
Balance transfer cards are perfect for you if you want to move your old balances on to a new card. The choice of balance transfer credit cards is rather wide. Study all the deals carefully and choose the one for you. We would like to recommend you Platinum Visa Card by Chase Bank. This card has 0% APR for 12 months introductory period, no annual fee, free online account access, free travel services. This is the best voted by our customers balance transfer credit card. |
|
 |
User Name:
ED BROCK |
Date:
January 6, 2008, 12:59 pm |
 |
I HAVE NO CREDIT CARDS.WHICH BANK MIGHT START ME WITH A UNSECURED CREDIT CARD.I HAVE BEEN ON MY JOB FOR 4YRS,I MAKE 34000 A YEAR. |
|
Answer:
If you have no credit history you can still apply for a credit card. We advise you credit deals for poor credit by First PREMIER Bank. This is a good chance to start building your credit. The bank will probably give you a small credit limit and watch how you spend and pay off your debts. All the payment info will be sent to three credit reporting bureaus. If you prove to be responsible, they will usually raise your credit limit in several months. Making payments on time is also reflected in your credit report. So take a start and apply for your credit card. |
|
 |
User Name:
chris lucas |
Date:
January 19, 2008, 11:11 pm |
 |
i just turned 18 and i was wondering what would be a good credit cardto start out with? preferably a low apr % |
|
Answer:
In your case you should start building your credit history with a bad or no credit card. Banks provide such credit offers to help people to establish their credit rating. You probably won't get low APR. The banks risk to get not payed, so they will give you rather small credit limit and high rates. If you are a responsible cardholder and pay off your bills on time you will get better terms and rates in several months. Have a look at bad/no credit card deals at First PREMIER Bank. You can apply online and get a guaranteed approval. |
|
 |
User Name:
bessietaylor |
Date:
January 20, 2008, 1:51 pm |
 |
ihave bad credit so i am trying to make it good
|
|
Answer:
You can improve your bad credit by applying for bad/no credit card. Many credit issuers offer such cards. Centennial MasterCard/Visa by First PREMIER Bank is one of them. This card is perfect for you because it gives low APR on purchases and instant decision. Anyone with bad credit can qualify. But don't expect to get a good credit limit or perfect rates. These cards are only for establishing a credit. If you prove to be a responsible cardholder and pay your bills on time in about six months you may expect to get better terms. |
|
 |
User Name:
joshua a pifer |
Date:
February 13, 2008, 7:07 pm |
 |
i would like to get instant credit |
|
Answer:
Instant approval credit card implies an instant decision about credit card issuance. It can be both for good and bad credit history with different terms. There are instant approval credit cards that you can use right after approval. The bank can show you your credit card number and expiration date, and you can shop online or by phone with it. The example of such card is the Blue from American Express. This card is for good or excellent credit history only. It offers no annual fee, 0% APR on purchases for 15 months. |
|
 |
User Name:
Louise Lindley |
Date:
March 3, 2008, 7:28 pm |
 |
I would like to apply online and get a quick reply for a credit card available here in southern iRELAND |
|
Answer:
You can't apply for the US bank credit card if you are not a resident (at least temporal). Although, you don't necessarily have to be a citizen, but you need to have a Social Security Number. You can be a citizen, a legal alien, have work or student visa. Also, this website offers UK, Canadian and Belgium credit card deals. Unfortunately, we don't offer plastics for Southern Ireland. You can get them in the country of your residency. |
|
 |
User Name:
lamont |
Date:
March 20, 2008, 7:12 pm |
 |
i never had a credit card and dont know my credit score how can i get a credit card so i can build credit |
|
Answer:
If you have never had a credit card, you can start with a card for no credit. At these website you can find a variety of credit card offers for no credit. You can apply for this card online and build your credit score. We suggest you to apply for Centennial Gold MasterCard/Visa by First PREMIER Bank. The special thing about this card is that it gives you guaranteed approval, low APR on purchases, 50$ credit limit increase and more! First, you will probably get rather low credit limit and not the best in the world rates. By making on time payments you will prove your creditworthiness and will get better terms in several months. Only start application process now and build your credit today. |
|
|
|
|
|
|
|