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Discover® Card

Discover® Motiva Card
Discover® Motiva Card        
 

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

   
For explanation of each icon click here
     
 
     
   
 

   Earn Cashback Bonus for your good credit managment.
   0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
   Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com.
   Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report).
   24/7 access to a U.S. - based Account Manager within 60 seconds.
   $0 Fraud Liability plus mobile and email fraud alert options.
   Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
   ±Click apply to view rates, fees, rewards, limitations and other important information.
   Unlimited cash rewards that never expire.
   Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
   Flexible redemption options - Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash.
 
 

Credit Card Rates

             
 

Introductory APR:

0%

Introductory Period:

15 months

Ongoing APR:

10.99% -
20.99%± Variable

Default APR:

Up to 25.99%21

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

     

Introductory APR:

0%

Introductory Period:

15 months

Ongoing APR:

10.99% -
20.99%± Variable

Default APR:

Up to 25.99%21

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

     

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

23.99%

Default APR:

see site

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
         

Credit Card Transaction Fees

             
 

Minimum:

n/a

Fee Rate:

3%±

Maximum:

n/a

     

Minimum:

$10

Fee Rate:

5%

Maximum:

n/a

     

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
         

Credit Card Other Fees

             
 

Setup Fee:

$0

     

Annual Fee:

$0

     

Late Payment Fee:

Up to $35

 
         
± Click apply to view rates, fees, rewards, limitations and other important information.
21 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 12.74% and up to 22.74%.
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