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Discover® Card

Discover® Motiva Card

Card Highlights:

Available Rewards:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

For explanation of each icon click here

About:

Cash rewards for your good credit management.

Each time you make 6 on-time payments in a row, you´ll get a Pay-On-Time Bonus equal to a full month´s interest added to your Cashback Bonus account.

5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.

Up to 1% unlimited Cashback Bonus on all other purchases.

3.99% intro APR on balance transfers for a full 15 months, then the Regular APR.

3.99% intro APR on purchases for a full 12 months, then the Regular APR.

Unlimited cash rewards that never expire.

Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.

Flexible redemption options: choose from Partner gift cards, an electronic deposit to your bank account, or credit to your Discover card account to lower your balance.

Credit Card Rates

Purchases:

Balance Transfers:

Cash Advances:

Introductory APR:	3.99%
Introductory Period:	12 months
Ongoing APR:	11.99% - 20.99%^± (V)
Default APR:	Up to 25.99%²¹
Minimum Grace Period:	25 days
Minimum Finance Charge:	$0.50

Introductory APR:	3.99%
Introductory Period:	15 months
Ongoing APR:	11.99% - 20.99%^± (V)
Default APR:	Up to 25.99%²¹
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	23.99%
Default APR:	Up to 28.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Cash Advance Fees:

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	4%
Maximum:	n/a

Minimum:	$10
Fee Rate:	5%
Maximum:	n/a

Minimum:	n/a
Fee Rate:	2%
Maximum:	n/a

Credit Card Other Fees

Initial Fees:

Maintenance Fees:

Penalty Fees:

Setup Fee:

Annual Fee:

Late Payment Fee:

$19

^± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
²¹ The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 13.74% and up to 22.74%.

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