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Credit-Card-Authority.com presents the Credit Card eZine — a new and improved credit card news service. We will inform you with up-to-date articles on credit cards for good credit, bad or no-credit history. Get information on best credit card deals for student credit cards, cash back credit cards and business credit cards. Learn about the top deals on credit cards with the lowest APR deals and other hot issues.

Credit for Child Porn?

»  Credit Card News »  Credit Card News Archive
[06:23:53 AM Monday, April 09, 2007]

Credit card offers allowing paying for sexual seduction are evil!

Today's best credit card companies with their self-profiteering nature and ever growing eagerness to earn more seem to be utterly unscrupulous about all available means of pushing on best credit card offers and attracting more and more customers.

Not only are they too generous and active with unsolicited credit card offers for no annual fee or lowest rates credit cards that sometimes appear to be rather irrelevant for a certain type of credit consumer but they also are indifferent what their credit cards are used for.

You can accept hotel rewards credit card or cash back credit card, but it doesn't mean you pay with them for a definite category of product. In fact, with some of American Express or Discover credit card offers you can earn cash back on almost any purchase you make. And credit card companies do not trace your spending track.

As it is, customers use credit cards for carrying out financial transactions of any nature and practically at any place where plastics are accepted. Quite expectedly, the Internet is actively developing as a broad market for making online purchases with credit cards.

And what do you think is one of the most frequently bought products on the Internet along with items of cloths, books and computer games? Hold your breath as it is child pornography that is drawing so many online customers!

Disgusting and awful? Yes, but maybe not from the point of view of credit card companies as, according to the information received from the German authorities, they did not allow police to intervene into the investigation process.

It's not so easy to admit their standpoint but only creditors, following the policy of personal privacy, have full right to fish through the personal data of consumers and their credit card transactions. By the law, no other institution but credit card company has direct access to the financial records of credit consumers and card issuers are principled of that.

The result is, collaborating with credit card companies and under their strict control, the German police have searched through databases for transaction operations with 22 million customers but have uncovered only 322 customers suspected of buying child porn with credit card over the internet.

The number is inadmissible small as compared to the total of credit card holders making purchases on the Internet. That's where the inefficiency of investigators lies, according to police representatives. Fearing to draw suspicions and distrust on the part of credit card holders and thus lose clients, credit card issuers checked customers' files only when there was an account or payment in question.

If the whole responsibility for the operation was taken by police, a great more online child porn purchasers be would detected and the number of sexual seduction cases in real life would be significantly reduced.

Why not pass the whole matter on to the police? All the more so, the police have all the technical ability to detect the private computer on which the connection with a certain porn site and the viewing is being effected.

We should admit though that part of the inefficiency of the operation is laid with the police themselves as they are inclined to stick to the legality of the procedure, slowing down the process of the investigation and thus contributing to the further extension of child pornography online as well as offline.

Our children are our future and they should be protected! Aren't credit card companies feel guilty and responsible for allowing children sexual abuse or aren't the police too slow in resolving the problem? Take action now!

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