0% APR on BT for up to 12 months. No Annual Fee. $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening. Earn 5 Reward Points for every $1 you spend on purchases at supermarkets, drugstores, and gas stations for 12 months. Earn 1 Reward Point on all Other Purchases. Redeem for electronics, sports, dining, travel, and many other rewards! Rewards Program is Absolutely Free! Free online account management. Balance transfer fee applies with this offer.
Credit Card Rates
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
as low as 10.49%
Default APR:
28.99%
Minimum Grace Period:
20 days
Minimum Finance Charge:
$0.50
Introductory APR:
0%
Introductory Period:
Up to 12 months
Ongoing APR:
as low as 10.49%
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
19.99%
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Credit Card Transaction Fees
Minimum:
$5
Fee Rate:
3%
Maximum:
see terms
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
Credit Card Other Fees
Setup Fee:
$0
Annual Fee:
$0
Late Payment Fee:
$1545
45 $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.
0% APR on BT for up to 12 months.
